John F. Kennedy

The time to repair the roof is when the sun is shining

Richard is the owner of Fox Insurance Solutions. He began his career in insurance in 1994 with Met Life Canada, gaining valuable experience with several leading insurance companies across the country. Now an Independent Advisor, Richard is licensed and contracted with multiple trusted providers, offering flexibility and choice to his clients.

Through his extensive career, Richard has learned a fundamental truth: change is constant. Careers evolve, families grow, and life’s circumstances shift. The insurance industry itself has seen transformations —mergers, acquisitions, and the dissolution of businesses. With change always on the horizon, Richard remains committed to staying current and informed.

He understands that no two families or individuals are alike, and that’s why a one-size-fits-all approach is never an option. Richard specializes in curating custom-designed Personal Protection Plans that provide the peace of mind needed to enhance the quality of life—because life is ever-changing, and so are your needs.

At home, Richard is the proud father of two daughters - Brooke and Jaimie - and a grandfather to an inquisitive little boy. Richard is an avid sports fan, and when he is not working you can find him watching a game, spending time outdoors and taking road-trips.

 Richard

more about your trusted advisor

 our commitment to helping you

Keep your family & businesses secure when you can't
Keep your home and finances in the event of a life altering illness or injury
Stay in your home and keep your assets if you can't work because you're sick or hurt
Pay Health Canada Costs not currently covered by OHIP
Take care of your employee benefits: Wealth Accumulations, RRSP + TFSA
Build your tax-sheltered Wealth
Maximize your income retirement
Stay on track financially and build a legacy